New Zealand Tax Calculator 2025
Calculate your income tax, PAYE, ACC levies, and take-home pay with our free NZ tax calculator. Updated for the 2024-2025 tax year.
Your Income Details
$
Annual equivalent: $70,000
0%3%4%6%8%10%
Your Tax Breakdown
Annual Take-Home Pay
$52,907
Gross Income$70,000
PAYE Tax-$14,020
Effective rate: 20.0%
ACC Levy (1.39%)-$973
KiwiSaver (3%)-$2,100
Total Take-Home$52,907
Note: This is an estimate only. Actual tax may vary based on your circumstances.
NZ Tax Rates 2024-2025
| Income Band | Tax Rate |
|---|---|
| $0 - $14,000 | 10.5% |
| $14,001 - $48,000 | 17.5% |
| $48,001 - $70,000 | 30% |
| $70,001 - $180,000 | 33% |
| $180,001+ | 39% |
What's Included
- ✓ PAYE income tax calculations
- ✓ ACC earners levy (1.39%)
- ✓ Student loan repayments
- ✓ KiwiSaver contributions
- ✓ Take-home pay breakdown
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